A woman’s quick witted response to a scam call has gone viral online, earning widespread praise for her quick thinking and calm under pressure. The caller, posing as a friend of her father, attempted to con her using a common UPI fraud tactic—but ended up being the one fooled.

In the viral video https://x.com/gharkekalesh/status/1911410835118838014, the scammer tells the woman that her father had asked him to transfer Rs 12,000 to her account. He then falsely claims to have sent Rs 10,000, backing it up with a fake SMS from a personal number not a bank. Moments later, he claims he mistakenly sent Rs 20,000 instead of Rs 2,000, and asks her to return the excess Rs 18,000.

The woman, suspicious from the start, decides to play along. Instead of panicking, she turns the scam on its head. She edits the fake SMS to show that she has transferred Rs 18,000 back to him and sends the manipulated message to the scammer.

When she calmly says, “There, I’ve also sent you Rs 18,000,” the fraudster is thrown off. Stunned and speechless, he replies, “Maan gaya main aapko, beta” (I acknowledge you, child), admitting defeat before she asks, “Did you really think I’d fall for that?”

The clip has resonated widely online, with users applauding her presence of mind. Comments like “Total boss move” and “This is how you deal with scammers” reflect the public’s appreciation.

Some viewers, however, questioned whether the video was staged. Regardless, it has sparked conversation about online fraud and how to handle it.

This incident highlights a popular scam method where fraudsters trick victims into “returning” money that was never actually transferred. The scam often involves fake UPI notifications or SMS messages made to look like bank alerts.

How to Stay Safe from UPI Scams:

• Always double-check your transaction history on your official banking app before responding to any claims.
• Never share personal or financial information over calls or messages.
• Don’t act on screenshots or SMS notifications without verifying their authenticity.

·         Do not fall for online investment scams promoted via Instagram, WhatsApp, or Telegram.